A Business Owners Policy provides everything you need in the case of a disaster
As a business owner, you strive to make decisions that are right for your business, your employees, and yourself. This includes decisions about business insurance. It’s important to have the right kind of coverage for your business. But navigating the world of business insurance is tricky and you don’t have the time to run your business and research your coverage options.
That’s where we come in. Our agents are your friendly, neighborhood insurance experts. We will help you determine how much coverage you need and what kind of policies are best for your situation.
One option is a Business Owners Policy (BOP), which combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs.
Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or contractor, Grove Insurance Services will work with you to find the right combination of business insurance coverage to meet your specific needs.
Supplemental Coverage is available and includes:
- Extended liability for additional insureds.
- Debris removal, personal property.
- Tools and equipment.
- Valuable records protection and accounts receivable.
In addition to advising you on the right coverage, we provide additional services, such as:
- Loss Prevention Programs – with our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
- Quick Claim Response – when you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
- Competitive Rates – many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.